MY STORY.

Most AR firms think the problem is messy books. They're wrong. The problem is what messy books do to your revenue and your customers. Every wrong invoice, every collections call based on bad data, every financial statement that doesn't reflect reality — those aren't accounting errors. They're revenue failures. That's the problem I built PPM & Associates to solve.

As President of Finance, Compliance, and Equity Partner at a $60M+ commercial collection agency, I didn't just chase debt. I built the financial infrastructure that made an inherently unpredictable business predictable. When I arrived, there was no cash flow statement. No forecasting model. No way to know which clients were profitable and which were bleeding the company dry. I built all of it.

I created proprietary performance metrics that replaced the industry's standard calculations — because the standard calculations were wrong. I designed a financial analytics platform that predicted revenue within 5–10% accuracy across more than 100 clients. I took an agency that couldn't see 30 days ahead and gave it a 12-month forecast it could bet on.

When the company was hemorrhaging $40–60K a month on untracked spend, I identified the problem, restructured a 42-person organization, and flipped cash flow positive in 30 days. That was the first of three times I pulled the business back from the edge — not with cuts, but with systems. That's the difference between someone who manages AR and someone who understands what AR is actually costing you. I've sat across from companies with $40M in placements and no documentation beyond a spreadsheet. I've reverse-engineered payment failures across shell companies, overseas subsidiaries, and multi-entity structures that were designed to be confusing. I've built the AI tools, the training systems, and the operational playbooks that turn chaotic receivables into collected cash.

PPM & Associates exists because every company I've worked with — or worked to collect from — had the same problem: nobody was paying attention to the receivables until it was already a crisis. I'd rather fix it before it gets there.

PPM & Associates was founded by Christopher Peterson - a finance and collections executive who spent twenty two years building financial infrastructure from scratch, recovering millions in distressed receivables, and turning broken systems into predictable revenue engines. 

If legal action is required to recover your debts, our team can provide comprehensive legal services to assist you. We have a thorough understanding of the legal process and can guide you through every step of the way.

At PPM & Associates, we believe in transparent and ethical debt collection practices. We are committed to treating all parties involved with respect and dignity, while still achieving the best possible outcomes for our clients.

We use advanced technology and security measures to ensure that your data is always safe and secure. Our systems are regularly updated to stay ahead of the latest threats and to provide the best possible service.

If you have any questions or would like to discuss your debt recovery needs, please don't hesitate to get in touch with our team. We're here to help and we look forward to hearing from you soon.